23 Jun
This week’s budget is going to be rather difficult for me since we took possession of our house this past week and there’s a lot of work happening between our two houses. It also means that our regular flow of day…
21 Jun
photo credit: thebusybrainHalf the fun of summertime is cooking outside for your friends and family. After months of hunkering down in your house to avoid bad weather, the relaxed atmosphere of grill-side eating is the…
19 Jun
I caught wind of a rumor that Warren Buffet is making an investment in Wachovia. It brings a mixed reaction - I started investing when Wachovia fell to $40/share - its now less then $17/share and WB may have started to…
17 Jun
So my mom and I are looking at going to Ireland in November the week before Thanksgiving and maybe staying for 10 days or so. (I found a great deal for 6 nights-7 days plus a 3 day optional extension during the off…
16 Jun
Gallup Poll Results:43% of Americans pay in full17% usually pay full amount25% usually leave balance12% usually pay minimum amount42% carries no balance8% carries $500 or less in balance6% carries $500 to $1,000 in…
By Jennifer DerrickThis week I attended the funeral of an old family friend. This man was a member of the “Greatest Generation,” growing up during the Great Depression and coming of age during WWII. Aside from his…
14 Jun
Well, I’m back home for a little while- I was sooo tired that I have been having migraines. I visited where my mother was born- Harlan, Kentucky- a nice gentleman from the Harlan newspaper interviewed me about my…
I am blessed to have “bloggy” friends both old an new and I wanted to give a big “Shout-Out” to those who shared the bloggy love with me this week!In no particular order thanks to the following.Jen at Sisterly Savings…
13 Jun
Not sure how I missed this, but if you live in (like I do) or near Michigan this should interest you. The Wall Street Journal tells how higher taxes are killing the state:Officials in Lansing reported this month that…
That was the question in my head last night when I picked up my mail.There was flyer from the local $.99 stores advertising that for their 5 year anniversary celebration that they were selling a Wii and Wii Fit to the…
My wife and I are fortunate to live in a moderate climate and we we able to get by without using air conditioning until this week. I think it’s great that we can wait until mid-June before we need to turn on the AC!…
12 Jun
Your home is likely your most valuable asset–make sure it is properly protected. While insurance agents will help determine the kind of coverage you can buy, it is ultimately your responsibility to know what the…
My kids love to eat melons, specifically watermelons and cantaloupes. When I go grocery shopping, I always buy one or both for the kids. Most grocery stores sell both whole melons - that you can take home and slice…
Liz Pulliam Weston clarified something that I’ve been at odds with for a while. How can I manage the Carnival of Debt Reduction and still encourage people to get a credit card to save at the pump?Here’s what she…
But you might have guessed that already as a regular reader.Via Escape Brooklyn, it’s official. I scored a 17 on the Time Out New York quiz.I took this quiz about being cheap at timeoutnewyork.com/livecheap, and my…
11 Jun
Some sources are predicting gas prices to rise to $5.00 a gallon by the end of July. We’re all cringing at the fact that gas is $4.00 a gallon right now, and $70 a tank is no fun, but it’s still not enough to cause…
It’s true… I have proof. Look at the picture above. The most obvious thing is that I’m horrible at taking pictures. (Unfortunately, my camera skills are not good and I recycled the evidence before I noticed how…
I just transferred the final $330 to DW’s Roth. That maxes hers at $5,000 and I maxed mine a few weeks ago with the tax stimulus check, so we are done for 2008!The “extra” savings for the remainder of the year will go…
10 Jun
Today I went to lunch with a couple friends of mine. One is someone that I currently work with and the other is someone that I worked with for a few years until he retired last year. I’m only 36 but by talking to my…
I haven’t been very posty. Which is good. Have been busy busy getting things done around the house.I was going to say, the good was we didn’t turn on the AC today.IT was hot, but very windy. (Kind of weird). May…
Without further ado, here’s how things panned out for May (please see this post for a FAQ).Income for May was awesome. Our economic stimulus payment is in there and it gave us a welcome boost in income. …
Ok I went to the dentist today and it cost me $150 for the extraction which I thought was including when I paid half the money for the bridge ($1250) any how I have the temporay bidge in and it will be in for a while. I…
These never-ending gas price hikes can really grate on you after sometime. I still fondly remember those days when I was paying $1.60 a gallon, around 5 years ago. Those were the days when I remember actually grinning…
So, I know I want to go back to college. I just don’t know if I can afford it. At least not this year. My goal was to start classes in August . but . I also want to get out of debt.Would you:Go to at least one cla…
Just a few weeks ago I posted the results of a study by Best Life magazine, detailing the best 100 best cities to raise a family in. Now I have the results of a new study along the same lines, but this one has the 10…
I was just reading Jennifer Oppenshaw’s piece on gas rewards cards and it brought this question of the day to mind:Do you use a rewards credit card? If so, which one(s)?I don’t use a rewards card because it seems…
09 Jun
We’re in the middle of a heat wave and I sold my air conditioner a few weeks ago. What’s a frugal gal to do?Close all the windows and doors and draw the blinds. I’m surprised by how many people don’t know this trick! …
I weighed in tonight at my Weight Watchers meeting and have officially reached my goal. Now I have 6 weeks of maintenance and if I’m no more than 2 pounds above goal on that 6th week I will have lifetime status and will…
The NY Times reports that Starbucks has a new rewards program where you can get free soy milk/syrup, free same-visit refills on drip coffee (hot or iced), and two free hours of WiFi per day. It’s free to sign up, but…
Hypermiling is the act of trying to get every last possible ounce of mileage from your tank of gas and it’s been getting a ton of attention lately because of $4+ gasoline prices. The problem with hypermiling isn’t…
When I got to the bank last Friday, a pickup and a sedan were in the drive-through lane. I didn’t pull in behind them because I’d read that one way to save gas is to avoid drive-throughs. Just for fun, I decided to…
Not too long ago I posted about gas price stress. Even if your TV viewing is as sporadic as mine, fuel prices are still a topic that no doubt grace your local evening news EVERY SINGLE STINKIN’ NIGHT. For my part, I…
Yesterday we went to Mums and Dads for the day. It was too hot and sticky out to do much, so we just hung out in the AC and watched TV. Did a bunch of laundry. Mums made my fave for dinner: homemade baked mac and…
In response to a comment from one of our readers, I wanted to take a moment to discuss the ins and outs of establishing an emergency fund. The first thing is that emergency funds are unique to individual…
With record high gas prices due to the price of oil, I’m sure that most car owners out there have major concerns over their gas usage. Over the past 10 years, the cost of gasoline has grown 250%!This got me thinking,…
My in-laws are easing (or should I say lurching) in to retirement. FIL is 72 and MIL is 68. They both worked very hard all of their lives. FIL owned his own business (with several employees) and MIL worked with him…
I’m hoping that today will be a NSD. It’s public holiday today so no work for both DH and myself, it’s our Queens Birthday. We are not planning to go any where so it would also be No Gas Day.I’m just planning to do…
08 Jun
Exchange-Traded Funds (ETFs) are great products for investors only if: (1) they have rock-bottom fees, which means that investors keep what they don’t pay and (2) they have low turnover, which allows investors to…
Monday:B: Cheerios & Milk, carrotsL: Pasta salad, Cheese sandwhichD: Penne with sauteed veggies in red sauce, saladTuesday: B: Cheerios & Milk, carrotsL: Large salad, meatloaf muffinD: Tunafish on Lite Rye; Tomato
I spent a great deal of time thinking about our financial choices this past weekend.I am going to make a committment this next week to the Puerta Vallarta trip with the others who will be attending(which we have a year…
In addition to the bonuses, there's another reason to have both a Chase checking account and a Chase credit card. Chase now offers extra rewards for Chase Freedom credit card members. With the checking account, you…
Hello everybody.I have been missing in action. It all started when my “boy friend” found out this blog, and kept reading it on the sly without telling me. I am afraid this blog is going to be full of questions about…
My little dog Holly is turning into a little piglet. She has always been a picky eater and prefers people food. My vet told me I could no longer give her people food cause she has a sensitive tummy.For over 3 weeks…
Today will be the equivalent of a rainy day for me; too hot to venture outside with temps up to 94 forecast, and humid. I’m not minding too much. I’ve got 3 ceiling fans a-whirring and I’m spending the day as follows:1.…
Over the last few months, I’ve become very interested in the teaching of consumer education in high schools, especially as it pertains to preparing high schoolers for the challenges that they’ll face in the real…
About a year ago, I friend of mine told me that she was freelance writing for work. I was as well, but my friend was working full-time at it; I was not. We started discussing project sources and ran through many of the…
Welcome to the 11th Festive Link Love Carnivality! Exciting happenings this week as I announced my personal finance tipping point contest. Here are the rules:I’m giving away a $25 Amazon gift certificate. There are…
This post has nothing to do with personal finance, yet it’s be important to many readers. Please ignore it if it doesn’t apply to you.It’s 2:30 a.m. I just spent the last eight hours tracking down an insidious…
Sorry for wandering off topic, but…This is just a quick public service announcement to anyone out there that runs a WordPress-based website. There is a pretty nasty hack going around right now that hijacks your search…
Copyright © 2006-2008 Clever Dude. All Rights Reserved. By BraaakThis is a guest post by Braaak, former Portfolio Manager at a major mutual fund family. Currently Braaak provides insurance and other financial services…
Click Here! Our brand new community page features all of the top blogs on Personal Finance.
Take a look inside to see the latest rankings of all the top blogs and discover exciting new blogs that you have
never even heard of. If you have a blog on Personal Finance, find out how to become a community leader!